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How We Calculate Our Net Worth~Now Calculate Yours!

What is Net Worth? An easy definition for net worth is that it is a simple calculation where you add up all the things you OWN which is also called an “Asset” and minus the total of everything you...

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Are You In Debt Denial?

I’m no stranger to debt denial but it’s not me who has the problem. Every once in a while I get this chill that goes down my back when my mate, let’s call him “Bobby” rings me up. I know he is broke...

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Lessons Learned From My First Retail Credit Card

Guest Post By: Bog Of Debt - A 27 year old tackling debt head on and sharing her journey. When I was able to open my first credit card, I was on top of the moon. The card was entirely for “building...

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What My Life Is Like With Terrible Credit

photo credit freedigitalphotos.net/Stuart Miles I am a person living with debt that I can’t pay and terrible credit. I am a single mother of a now 17-year-old son soon to be 18. Over the years there...

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Are you envious of others’ success in life?

STOP THE GREEN EYED MONSTER   Envious definition for me means that someone wishes they could have your success but they just need to find their own path to reach their goals.  The minute your friends...

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Did You Order Your Credit Report Canada? It’s Free There’s No Excuse!

Did You Order Your Credit Report Canada_ It’s Free There’s No Excuse! YOUR CREDIT REPORT IS YOUR HISTORY When I asked my fans if they had ordered their credit report or if they knew what was on their...

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April 2012 Canadian Budget Binder Family Budget Update

It’s the end of April and that means a Budget Update for Canadian Budget Binder is in order. I admit I do get excited at the end of the month to see how we did for the month. We’ve worked hard as a...

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Credit Is Not Real Money Or Back Up Cash : The Saturday Weekend Review #272

THE DARK SIDE OF DEBT IS A CRISIS SITUATION IN CANADA Getting credit in Canada seems to be the easy way out when you need money fast but also a quick way to find yourself in a place you’d rather...

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Take the Boredom out of Budgeting and Dealing with Loans and Credit Cards

ENTHUSIASM GOES A LONG WAY TOWARDS FINANCIAL SUCCESS Are you one of those people who starts to glaze over every time the word budget is mentioned? If you are, then you are not alone. For many people,...

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